The RBA Surcharge Ban is Now Active: Stop losing margin on card payments. Protect your profits with PayChoice’s 1.2% flat rate + 3 months free processing.
🚀 100% RBA Surcharge Compliant
EFTPOS processing that protects your profit margins
Low 1.2% flat transaction fee with zero hidden surprises.
3 months free processing fees for new Australian merchants.
Seamless Linkly integration with your existing POS system..
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Trusted By 5000+
Businesses -
Industry
Leading Security -
99% Uptime
Guarantee -
Australian
Owned & Operated
Stop chasing customers and automatically collect payments from bank accounts and cards.
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Never wait on payments again. Funds are collected automatically and reliably, so you can forecast exactly when and how much you’ll be paid.
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Stop chasing late payments and juggling spreadsheets. PayChoice handles the collection and reporting for you, freeing up hours every week to focus on growing your business.
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Keep more of what you earn. Our super-low fees and transparent pricing mean more money stays in your pocket, not with the banks.
Set and forget payments
in 4 simple steps.
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Our team handles the entire setup for you at no cost within 24 hours. If you are already with another direct debit provider, we import everything across at no cost and with no fuss.
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Choose the amount, timing and frequency. Customers complete a simple online form.
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Funds are taken from their bank account or card and deposited directly into your account.
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See every payment as it happens with live reporting and clear insights that keep you in control. Plus, get same-day local support whenever you need it.
“I couldn’t ask for a better provider.”
I’ve tried a lot of payment providers and PayChoice is by FAR the best for both the service and the price. They’ve helped my business grow with an affordable and user-friendly option for my clients. I couldn’t ask for a better provider. Absolutely recommend!
Kellie Sanders
Why Choose PayChoice?
Super low fees.
We offer some of the lowest fees on the market, whilst still offering a full suite of services.
Same-day support.
Get unmatched support from our 100% Australian owned and operated team.
Bank level security.
Protect business and customer data from cyber crime with Tier 1 PCI DSS Security.
Paperless sign-up.
Quick digital sign-up that saves you time.
Send links to customers for easy setup.
Start withdrawing money right away.
Bank accounts and cards.
Link bank accounts, debit + credit cards.
Give customers flexibility + convenience.
Boost sales by with extra payment options
Missed payment reminders.
Automatic reminders for a failed payment
Customers receive link to quickly fix.
Avoid fees and keeps cash flow on track
Customisable payment terms.
Choose the amount, timing and frequency
Split larger payments into instalments
Flexible options to suit your needs.
Seamlessly integrate with your existing management software.
PayChoice integrates directly with a range of software partners so you don’t need to double handle any data.
Don’t see your software listed on our website? We’ll create custom integration for you at no additional cost.
Find out how much you could save by switching.
We’ve helped thousands of small businesses grow, and we’d love to help you too! Get in touch and find out why so many businesses are switching to PayChoice.