The PCI DSS (Payment Card Industry Data Security Standard) is a set of rules created by the Payment Card Industry Security Standards Council to ensure that business processing credit card payments adheres to requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. You can find more out about PCI DSS by visiting our what is PCI DSS page.
In operational terms, this means that PayChoice is playing a role to make sure your customer’s credit card data is being kept safe throughout every transaction, and that both you and your customers can have confidence that they’re protected against the pain and cost of data breaches.
Each year PayChoice is externally audited to ensure the highest level of data protection available for our merchants.
Requirement 1: Install and maintain a firewall configuration to protect cardholder data.
Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters
Requirement 3: Protect stored cardholder data.
Requirement 4: Encrypt transmission of cardholder data across open, public networks.
Requirement 5: Use and regularly update anti-virus software
Requirement 6: Develop and maintain secure systems and applications
Requirement 7: Restrict access to cardholder data by business need-to-know
Requirement 8: Assign a unique ID to each person with computer access
Requirement 9: Restrict physical access to cardholder data
Requirement 10: Track and monitor all access to network resources and cardholder data
Requirement 11: Regularly test security systems and processes
Requirement 12: Maintain a policy that addresses information security
What are you waiting for? If you are in business and you’re not accepting online payments, then you’re losing money. Start accepting all major credit cards,